FHA Loans for the 1st Time Home Buyer

1st Time Home Buyer Tips It may seem that there are a lot of “rules” to follow when it comes to FHA loan programs, but actually much of it is quite straight-forward, and if you have questions at any point in the process, your FHA Orange County, FHA Los Angeles, or FHA Ventura County lending professional is there to help. Here are a few key facts to keep in mind:… Read More »

What All FHA 1st Time Home Buyers Need to Know

With the availability in today’s real estate market, receiving a low interest mortgage rate combined with the government backed programs provided by FHA, stepping in to the life long dream of becoming a first time home buyer is completely attainable. Don’t believe it to be true? It is understandable to look at all the information floating across the newspapers, television screens, computer websites, social sites, mobile apps, home flyers, and… Read More »

First Home Buyer FHA Loan Prequalification Tips

There are few things more exciting than falling in love with a house, especially if you’re a 1st home buyer. On the flip side, few things match the disappointment of missing out on your dream home because you didn’t have the facts about FHA loan programs and can’t secure the mortgage you need. The solution? Get prequalified or preapproved for FHA loans before you go shopping. Then you can focus… Read More »

FHA Loan Programs for the 1st Home Buyer

Compared to the typical conventional mortgage, FHA loans are often a much better deal for the 1st time home buyer, both in the short and long term. Even with today’s low rates, many borrowers stand to get an even better deal if they opt to go through the FHA process. That’s true nationwide as well as for FHA Orange County, FHA Los Angeles, and FHA Ventura County loans. Here are… Read More »

Congress Passes New Maximum Loan Limits That Increase FHA Loan Power

The day has come where 1st home buyers are able to step forward with both confidence and success as they move towards attaining their first FHA Orange County home. This long awaited agreement has placed the ability for FHA loans to move into the light and at the top of the list. With higher mortgage limits for the Federal Housing Administration, commonly referred to as FHA loans, and absolute no… Read More »

FHA Loan Limits in Orange County: How Much Can You Borrow?

While the FHA does set a limit for how much it will lend, fortunately many beautiful homes in Orange County remain within reach of those who qualify for a loan. The maximum house price allowed by FHA is currently $729,750, but that limit only applies to the loan itself. If you have your sights set on a higher-priced home, that’s perfectly OK – you’ll just need to come up with… Read More »